February 22, 2025
How Tariffs Affect Small Business Owners
Tariffs can significantly impact small business owners, both directly and indirectly, by increasing costs, disrupting supply chains, and influencing consumer demand. Here are some things to keep in mind.
February 8, 2025
Frustrated with inflation, consumerism, and the clutter of "too much stuff?" Join the No Buy 2025 movement that is sweeping social media. The no buy movement refers to a challenge where people stop buying nonessential items for a period of time, often a year.
January 18, 2025
Protecting Your Business From Natural Disasters
As a financial advisor to small business owners, Business Interruption (BI) Insurance is one kind of protection that I help my clients with.
January 15, 2025
How To Make A Small Fortune Trading Stocks
Answer: Start with a large fortune. The fact is, actively trading stocks is one of the fastest ways to destroy your wealth. Here are some things to consider.
January 11, 2025
QQQ, the fund based on the Nasdaq 100 Index, is the consensus investment for exposure. However, it has flaws that no one is talking about. Given its popularity ($97bill in inflows over the last 12 months) it is important to understand how this fund works.
January 2, 2025
How CA Law SB1126 Impacts Businesses
If you run a small business in California, and have even ONE employee, you are required to offer a retirement savings plan by the end of 2025. The penalty for non-compliance, per Government Code Section 100033(b), could be up to $500/employee.