January 11, 2025
QQQ, the fund based on the Nasdaq 100 Index, is the consensus investment for exposure. However, it has flaws that no one is talking about. Given its popularity ($97bill in inflows over the last 12 months) it is important to understand how this fund works.
January 2, 2025
How CA Law SB1126 Impacts Businesses
If you run a small business in California, and have even ONE employee, you are required to offer a retirement savings plan by the end of 2025. The penalty for non-compliance, per Government Code Section 100033(b), could be up to $500/employee.
December 14, 2024
The Myths of Dividend Investing
Investing in high dividend paying companies is a popular trope in the personal finance community. Here are 10 reasons to reconsider this approach.
December 7, 2024
TGH is a tax arbitrage strategy where you sell investments in a taxable brokerage account at gains, during a year in which your tax rate is low. This can eliminate, or severely reduce, the amount of taxes you pay on the appreciated positions.
November 23, 2024
Ready for a Big Capital Gains Tax Bill?
If you own mutual funds, you may have received a bill for capital gains tax, even if you didn’t sell your shares. Why?
November 16, 2024
How Business Owners Use The Augusta Rule For Tax-free Income
The Augusta Rule, IRS Code § 280A, allows you to rent your home for up to 14 days without reporting the income on your taxes. In addition, your business can deduct the cost of renting the space as a business expense.