January 18, 2025
Protecting Your Business From Natural Disasters
As a financial advisor to small business owners, Business Interruption (BI) Insurance is one kind of protection that I help my clients with.
January 15, 2025
How To Make A Small Fortune Trading Stocks
Answer: Start with a large fortune. The fact is, actively trading stocks is one of the fastest ways to destroy your wealth. Here are some things to consider.
January 11, 2025
QQQ, the fund based on the Nasdaq 100 Index, is the consensus investment for exposure. However, it has flaws that no one is talking about. Given its popularity ($97bill in inflows over the last 12 months) it is important to understand how this fund works.
January 2, 2025
How CA Law SB1126 Impacts Businesses
If you run a small business in California, and have even ONE employee, you are required to offer a retirement savings plan by the end of 2025. The penalty for non-compliance, per Government Code Section 100033(b), could be up to $500/employee.
December 14, 2024
The Myths of Dividend Investing
Investing in high dividend paying companies is a popular trope in the personal finance community. Here are 10 reasons to reconsider this approach.
December 7, 2024
TGH is a tax arbitrage strategy where you sell investments in a taxable brokerage account at gains, during a year in which your tax rate is low. This can eliminate, or severely reduce, the amount of taxes you pay on the appreciated positions.